Merchant Pay+ Privacy Policy

Last Updated: 19 Nov 2019

This Privacy Policy describes how Merchant Pay+ handles your personal information.

This includes the information that Merchant Pay+ collects from you when you sign up for, use, access or otherwise interact with any Merchant Pay+ applications, products, services, or on websites or other media such as Apps (collectively, “Services”), how we use and share that information, including information we may obtain from other sources, and the choices we offer.

This Privacy Policy Sets out the following:

• Collection of Information
• Third Party Analytics
• Use of Information
• Sharing of Information
• Security
• Your Choices

This policy applies to all information we collect through our Services, even if you have not signed up for a Merchant Pay+ account or downloaded one of our applications. This policy does not, however, describe the practices of third parties that may collect information from you when you interact with them, including sellers that use Merchant Pay+ to accept payment for goods or services (“Sellers”). We encourage you to ask them about their privacy practices before providing any information to them.

We may change this policy from time to time. If we make changes, we will notify you by posting the updated policy and revising the “Last Updated” date above. We encourage you to review the policy whenever you use our Services to stay informed about our information practices and about the choices available to you.

Collection of Information

Information You Provide

We collect information you provide, such as when you sign up for an Merchant Pay+ Cash account, when you provide information as part of our identity verification process, in the course of a transaction. We may collect, but are not limited to collecting, the following: basic user information, such as email address; including other historical, contact, and demographic information.

Information We Collect from Your Use of the Services

We collect information about you when you use our Services, including as follows:

• Transaction Information. When you use our Services to make or accept payments, we collect information about when and where the transactions occurred, a description of the transactions, the payment or transfer amounts, and information about the devices and payment methods used to complete the transactions.
• Location Information. When one of our applications is open on your mobile device, we periodically receive information about the location of the device. For more information and to learn how to disable location information, please see “Your Choices” below.
• Device Information. We collect device-specific information when you access our Services, including your hardware model, operating system and version, unique device identifiers, mobile network information, and information about the device’s interaction with our Services.
• Usage Information. We collect information about how you use our Services, including your access times, browser types and language, and Internet Protocol (“IP”) addresses.

Third-Party Analytics

We may allow third parties to provide analytics services. These third parties may use cookies, web beacons, and other technologies to collect information, such as your IP addresses, identifiers associated with your mobile device or applications on the device, the browsers you use to visit our Services, pages viewed, time spent on pages, links clicked, and conversion information. This information may be used by Merchant Pay+ and other companies to analysis and track data, determine the popularity of content targeted to your interests, and better understand your usage. This policy does not apply to, and we are not responsible for, third-party cookies, web beacons, or other tracking technologies, and we encourage you to check the privacy policies of these third parties to learn more about their privacy practices.

Use of Information

We use information about you to provide, maintain, and improve our Services and to deliver the information and support you request, including receipts, technical notices, security alerts, and support and administrative messages.

We may use information we collect to send you news and information about our Services and to communicate with you about products, services offered by us and select partners.

We may also use information about you to track and analysis trends and usage in connection with our Services.

Sharing of Information

We may share personal information about you as follows:

• With third parties to provide, maintain, and improve our Services, including service providers who access information about you to perform services on our behalf (eg fraud prevention and verification services), and including financial institutions, processors, payment card associations, and other entities that are part of the payment or transfer process;
• In connection with, or during the negotiation of, any merger, sale of company stock or assets, financing, acquisition, divestiture, or dissolution of all or a portion of our business;
• If we believe that disclosure is reasonably necessary to comply with any applicable law, regulation, legal process, or governmental request; to enforce applicable agreements or policies; to protect the security or integrity of our Services; and to protect us, our Sellers, end users, or the public from harm or illegal activities;
• With your consent,We may also share aggregated, non-personally identifiable information with third parties.

Security

We take reasonable measures, including administrative, technical, and physical safeguards, to help protect personal information from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. We hold personal information at our own premises and with the assistance of our service providers.

Your Choices

Permissions

When you first launch our mobile applications, you will be asked to consent to the permission as follows:

• Device and application history
  Check the log data

• Location information
  Approximate location (based on network)
  Precise location (based on GPS and network)

• Photo / media / document
  Read the contents of your USB storage device Modify or delete the contents of your USB storage device

• Storage
  Read the contents of your USB storage device Modify or delete the contents of your USB storage device

• Camera
  Take pictures and videos

• Wifi network connection information
  

  View the WLAN connection

We currently require these permissions in order to provide our Services, so if you do not consent to these permissions, you cannot use our Services. If you initially consent to these permissions, you can subsequently stop it at any time by changing the preferences on your mobile device. If you do so, the Merchant Pay+ application will no longer function. You may also stop it by following the standard uninstall process to remove Merchant Pay+ applications from your device.

Preferences

Personal Information. You may change or correct information about yourself by logging into your Merchant Pay+ account at any time.

Contact

Please contact us with any questions or concerns regarding our policy.